Nationwide Commercial Lender
US Lending Centre
100 Frandorson Circle
Suite 202
Apollo Beach, FL. 33572
Tel. 813-413-9117
Fax 813-641-8770
Conventional Owner Occupied Commercial Business Loans

Designed for the business owner that will occupy at least 25% of the property and can show at least 2
years of stabilized financials able to support the requested loan. Debt service is calculated on a global
basis using the subject business and borrowers financials. Lease income generated by investment
tenants is also applied towards debt service in underwriting.

Commercial Business Loan Program Guidelines:

  • Up to 75% LTV for multi use commercial properties, 65% for special use commercial properties.
  • Commercial Loan amounts from $3MM and up.
  • 30 year fixed rates available on most commercial loans.
  • Debt Service Coverage Ratio (DSCR) as low as 1.20 to 1.
  • Multiple prepayment options to choose from.

Commercial Business Loan Program Benefits:

  • Low down payment.
  • Loans without call provisions.
  • Reasonable debt service coverage requirements.
  • Fast approvals.
  • Quick closings.
Commercial Real Estate Loans
Suited for multi tenant properties such as apartment buildings, shopping centers, office buildings, and
many other property types where the borrower will occupy 25% less of the property. Loans are
underwritten using the properties cash flow and the borrower's personal income is only used to
determine ability to service personal debts.

Real Estate Loans Program Guidlines:

  • 75% LTV on most property types.
  • Loan amounts from $3MM and up.
  • Fixed rate options up to 5 years.
  • 30 year amortizations on most property types.
  • Debt Service Coverage Ratio down to 1.20.
  • Multiple prepayment options available.

Real Estate Loans Program Benefits:

  • Low down payment.
  • Secondary financing allowed; we do not provide.
  • Long fixed rates with low payments.
  • Easy to qualify DSCR (Debt Service Coverage Ratio).
  • Flexible prepayment choices available.
Products
Number 1 commercial lender
Number 1 commercial lender
Financing available for the following:

  • In ground and above ground assets. Such as precious ore's (gold, coal, platinum, etc.)

  • Hospitality - construction, rate & term, renovation.

  • Retail - construction, rate & term, renovation.

  • Green energy (windmill, gas, ethanol, etc.).
Number 1 commercial lender
Lowest Commercial Rates
The lowest commercial rates nationwide.
10 years plus experience
10 years plus experience
Toll Free Help Hotline:
Direct Lender
888-345-8752